Thursday, September 24, 2009

The first thing you need to have is a good "BACKBONE"

In this fast changing world, fast changing ideology - mere survival is no more audacious, but excelling is. The most important thing we need to have is a strong backbone, one that will help us take wise decisions.
   We cannot believe the rate at which things around us keep changing. The rate of changes has increased so steadfastly, that things we read in science fictions are becoming reality now.
   For a glimpse of the changes taking place, lets see the no of car manufactures in our market, 10 years back we knew every model, 20 years back we kept count of the people around who actually owned cars. It is the case with every buy-able thing.
   Things are changing so alarmingly that we cannot keep track of the information. The one thing that is going to really matter in the scenario is a good decision.
    The great thing about a decision is that, it is going to mould your future; the bad thing is that you need to have a strong backbone to take one.
   Many time, people prolong their decision because of their lack of confidence, scepticism or dilemma. But the reality is that what keep them cynic is because they don’t have a good backbone.
   Now how much can you price a good decision, I will say - its weight in gold. Because there are two things that are happening when you take a quick decision

  1. You have the early bird to carve out the fortune and the good benefits.
  2. If you end up loosing, you can quickly realize and do the needful.

Most often people keep beating around the bush waiting for some external force to make their decision. They end up leading compromising lives.
  Lets all accept, all decisions are one in which money is involved - you either make or loose. But the stronger your decision, the weaker the hammering.
    I have a friend of mine whom i know is the worst guy to make a decision. When we go out to shop, he says he will take 3-5 shirts, takes 1 hour in selecting it, takes it all over the counter and still waits for the cashier to ask whether he needs it. And after all the process ends up not buying.
   Few months back, we had some idea to change apartments. This friend was interested to join us. Since money matter was involved, we rechecked his decision to move with us. After all the procedures to shift to the new location, this guy said he is not interested.
   And two months back, he said he is ready to join me in my distribution business. After the legal procedures and like, I asked him to submit his ID proof within 10 days to keep his account alive. 60 days have passed; poor this guy has not even found 10 minutes to fax his id.
   Being careless and being without backbone are two different things. The value of all your decisions are going to cost like gold now because technology is evolving fast, money transactions are happening 1000 times faster than a decade and people are getting richer at the rate never before.
   Just like taking the decision requires backbone, living it also does. There are some basics rich do that the poor and mediocre fear to do – one of them is to have the backbone to make things happen.
  Now go sign that cheque, sell that villa, trade that share or start a new venture, but live it up to your decision – your life will never be the same again !!!

Thursday, September 10, 2009

And people say I am greedy…

We need to invent a new word that stands between desire and greed. Desire is the longing to get what you want, greed is the longing to get things beyond your reach.

If you keep a daytime job, have a small car, rent a house and survive – all people around you adore you, they wish to spend time with you. Because they know you are middle class, they know you have the same set of problems they have. So they have a company to keep complaining of their problems.

The moment you own a toyota or chevy, shows it off to one of your old poor friend, take them for a ride and tell them “I dream to own a BMW or merc” – they say you are greedy.

People have all the excuses for not doing something, if all are struggling and no one is succeeding, all are happy – remember the story of the crabs in a jar with the lid open.  The moment someone escapes the rat race and becomes financially independent – people start backstabbing him, they say 1000 stories why is doesn’t deserve to be a millionaire.

It’s a shame when people don’t have the courage to chase their dreams. They are afraid to think of it, leave alone taking the first step. The most precious thing that can wash away most problems is money. This is the pointblank reality.

Somehow or the other we have accepted that making money is greedy. The people who usually say making money is greedy are the poor ones, you ask any rich guy, he doesn’t feel so about the people richer than him. Since ordinary folks don’t have money, and don’t have an explanation to their children why they cannot afford this or that – they say making money is bad.

This twist of thought that exists in the rich and poor people is what makes them richer or poorer. The poor people teach their young ones not to work for money, but work for “someone”. The rich ones teach, “Get this work done with the least money possible, and hire a poor person”. This is why people in JOB never become millionaires.

I say, you need to be greedy – if you are earning 1000 rupees today, try to make it 1100 tomorrow. If you settle for no hikes, your life is going to be that of compromising. I say try to make the money in legal and ethical manner – not to pickpocket. Making money will never spoil you, but the manner in which you spent will.

What happens if all the people in the country are not as greedy? There would be no job, no new product or service and there would be poverty and famine.

Want proof? My employer who is a billionaire owns a $5.4 bn enterprise, he multiplied that to $6 bn this fiscal – by employing 25000 new people, by providing service to 250+ clients and catering to 500+ indirect stakeholders. My Mr. Employer is already a super rich person, he need not mind 600 million dollars additional business, after all his share would not have incremented by a huge percent. But he did that so that the company grows, people grows and the whole nation flourishes.

They only reason why common people is getting jobs, keeping their family out there alive is because someone is greedy. If you are not greedy – better keep the job, but don’t come with excuses tomorrow.